Your personal
financial planner

Zoro is a privacy-first personal finance app. It helps you track net worth, cash flow, and major money decisions in one place, with data saved on your phone by default. There is no bank sync: you add what you choose, then plan goals like retirement against your own numbers.

The app is free to use for core tracking. AI imports include a free tier: setup imports while you get started, then one free import per month. Extra imports cost one import credit each (available as an in-app purchase). Zoro Pro is an optional monthly subscription with unlimited imports. Exact prices are shown in the App Store / Play Store purchase sheet before you buy.

Assets: savings, investments (including brokerage and crypto), property, and other. Liabilities: personal loans, car loans, credit cards, mortgages, and other. Holdings can sit in multiple currencies in a single ledger.

Your ledger stays on your device by default. Zoro does not connect to your bank. Optional Cloud AI only runs after you consent, and you can turn it off anytime. We do not sell your data. See the Privacy Policy for details.

You can import from screenshots or photos, PDFs of statements and similar documents, or add rows manually in the ledger. AI import is optional and only sends the document you choose for that import after you consent.

Anyone who wants a clear, private view of their money. It is especially useful for HNIs with diversified portfolios across multiple currencies who need one place for assets, liabilities, cash flow, and long-term goals without linking bank accounts.